Assistant Vice President, Retail Credit Risk Analytics and MIS TH - Thailand - CIMB Group

คำอธิบาย

Responsibilities: 

• Create, modify, and clean up the database and put in the format that can be utilize to help monitor the portfolio and identify both low risk and high risk segments. 
• Providing MIS to help track and monitor the quality of the new booking and the portfolio quality for all retail/consumer lending products including both secured and unsecured products of the Bank and its subsidiaries (the products include personal loan, mortgage, auto, and motorcycle). 
• Create reports for senior management to help monitor the performance of the portfolios on a monthly basis in a timely manner. 
• Define cut-off score for any Retail Credit Risk Scorecard, swap-in and swap-out segments and monitor performance of the implemented scorecards and strategies to ensure the quality of acquisition population. 
• Evaluate impact of strategy changes on profitability (revenue, credit loss, and operation cost) of the portfolio. 
• Provide comments and feedback during the retail scorecard development. 
• Evaluate non-traditional variables for credit risk strategies

Qualifications: 

• Bachelor degree or higher in a numerate discipline ex. engineering, statistics, mathematic, computer science, science 
• SAS, SQL, or other programming language 
• Experience in data analytics, database management, MIS, reporting, MS-Excel, QlikView, and Tableau is a plus 
• Experience with credit risk, risk management, customer relationship management (CRM), risk modeling, marketing modeling, business intelligent, or retail banking is a plu. 
• At least 5 years of relevant experience 
• Good command of English and Thai both written and spoken